Good health may be the most important thing anyone can possess, and good health insurance can play an important role in helping you achieve it.
When selecting a health plan, there’s a lot to consider. Cost is certainly one factor, but it shouldn’t be the only one. It’s to your advantage to find coverage that meets your needs, values your preferences, and demonstrates its worth.
Here’s a checklist of questions to ask yourself as you weigh your options:
Am I clear about what the plan will cover? Look for specific details about coverage for doctor visits, hospital care, prescription drugs, and dental and eye care. It’s good to look into coverage for home care, nursing home care, and services like physical therapy too. You might not need these today, but you could in the future.
Can I keep my current doctor, hospital, and pharmacy? Be aware that with some plans, your choices are limited. What’s more, you may not think these choices are high-quality options.
How did my previous coverage fit my needs? Often it’s helpful to take a closer look at the kinds of claims you’ve had in the past and weigh them against the coverage a new plan will offer.
What’s the most I’ll have to pay out of pocket? Premiums are only one consideration. It’s important to consider other factors such as deductibles and co-payments as well.
If there’s a dispute about a bill or service, how will it be handled? Sometimes third parties have a role. It’s a good idea to learn how problems will be addressed up front.
About Cleansing Water, Inc.
Cleansing Water, Inc. is a Warrenton, Virginia home health care agency offering professional geriatric care and serving seniors, individuals recovering from surgery, individuals with long-term disabilities, and other clients throughout Fauquier, Culpeper, Gainesville, Haymarket, Middleburg, Prince William, Rappahannock and other Piedmont Virginia communities. We provide in-home companions, certified nursing assistants, and geriatric care managers to assist with the tasks of daily living, monitor health and medications, and ensure clients are well cared for, physically, mentally, emotionally and spiritually.
For more information about Cleansing Water’s short-term and long-term home health care services, Call (540) 341-0212 or our toll-free number, (866) 294-4665, to schedule a consultation and discuss your geriatric care and home health care options. You can also visit CleansingWater.com for more information.