Home Health Care Agency Warrenton VA | Cleansing Water powered by MAY-DANN | (540) 341-0212
Compassionate in-home care for the whole person in body, mind and spirit
Financial identity theft may dominate the headlines, yet there is a bigger threat that goes beyond what’s in your wallet or bank account.
It’s medical identity theft, up 20 percent since last year. Crooks use your insurance or personal information to get treatment or medication, or to submit false billings in your name. And unlike credit card fraud –in which card issuers eat most, if not all, of the bogus charges—there are no such protections with medical identity theft. Read more »
The five physical signs and symptoms of frailty include weakness marked by grip strength, weight loss of 5% or more body weight in the last year, exhaustion, slow walking speed, and decreased physical activity. When three of these five signs and symptoms are present, they characterize frailty. Read more »
If facing this decision, the following questions will help in making a safe and educated decision:
1. If the hired caregiver becomes ill or otherwise unavailable, what alternate arrangements can be made?
2. Are social security, federal and state taxes, and unemployment insurance paid so the family is not legally responsible?
3. Is there verification that the paid caregivers can legally work in the US?
4. If the hired caregiver is injured, who is responsible? Remember than many homeowners’ insurance policies exclude such injuries via “domestic employee exclusions.”
5. Are criminal history background checks, state abuse registry checks, and prior work reference checks completed?
6. Is there bonding and insurance in place that would cover any injury to the client, damage, or theft? When an agency says they are “bonded”, family members should be sure that this covers injury or damages related to the caregiver(s) working in the home.
7. Assuming family is not available to supervise paid caregivers at all times, will there be documentation that substantiates the completion of services?
About Cleansing Water, Inc.
Cleansing Water, Inc. is a Warrenton, Virginia home health care agency offering professional geriatric care and serving seniors, individuals recovering from surgery, individuals with long-term disabilities, and other clients throughout Fauquier, Culpeper, Gainesville, Haymarket, Middleburg, Prince William, Rappahannock and other Piedmont Virginia communities. We provide in-home companions, certified nursing assistants, and geriatric care managers to assist with the tasks of daily living, monitor health and medications, and ensure clients are well cared for, physically, mentally, emotionally and spiritually.
For more information about Cleansing Water’s short-term and long-term home health care services, Call (540) 341-0212 or our toll-free number, (866) 294-4665, to schedule a consultation and discuss your geriatric care and home health care options. You can also visit CleansingWater.com for more information.
Good health may be the most important thing anyone can possess, and good health insurance can play an important role in helping you achieve it.
When selecting a health plan, there’s a lot to consider. Cost is certainly one factor, but it shouldn’t be the only one. It’s to your advantage to find coverage that meets your needs, values your preferences, and demonstrates its worth.
Red yeast rice has been recommended by many as an alternative to taking a prescribed statin to reduce your cholesterol levels.
Most people don’t know that all statins were actually derived from the same fungus used to make red yeast rice, and so they are natural substances to a degree. However, prescribed statins are much more refined, without the contaminants present in unregulated dietary supplements.
In 1998, the FDA considered red yeast rice products are identical to a drug and therefore, subject to regulation as a drug. For a short time, a product called Cholestin was banned. In 2003, red yeast rice products began to reappear in the US market. As long as the products being sold do not indicate that it will lower your cholesterol or do not claim to contain lovastatin, they are not subject to FDA action.
The safety of red yeast rice products has not been established. The amounts of monacolins (chemicals that are identical to lovastatin) are so varied that there is no way to regulate or establish the efficacy and/or safety for consumption. The same side effects as found in prescribed statins are also noted with similar frequencies in red yeast rice, including muscle myopathy and liver damage.
Just remember that when dealing with natural supplements, you still need to research the product and educate yourself about potential side effects and the presence of fillers and other substances added for coloring/flavoring, etc. An educated consumer is always the best consumer.
About Cleansing Water, Inc.
Cleansing Water, Inc. is a Warrenton, Virginia home health care agency offering professional geriatric care and serving seniors, individuals recovering from surgery, individuals with long-term disabilities, and other clients throughout Fauquier, Culpeper, Gainesville, Haymarket, Middleburg, Prince William, Rappahannock and other Piedmont Virginia communities. We provide in-home companions, certified nursing assistants, and geriatric care managers to assist with the tasks of daily living, monitor health and medications, and ensure clients are well cared for, physically, mentally, emotionally and spiritually.
For more information about Cleansing Water’s short-term and long-term home health care services, Call (540) 341-0212 or our toll-free number, (866) 294-4665, to schedule a consultation and discuss your geriatric care and home health care options. You can also visit CleansingWater.com for more information.
Life Care Funding allows a senior to convert the death benefit of a life insurance policy into a Long Term Care Benefit Plan which is paid monthly to the care provider of their choice.
Life insurance can be converted into a Long Term Care Benefit Plan that will pay for the cost of skilled nursing, assisted living, or home health care directly every month. The Benefit is specifically designed to address an immediate need to pay for long term care services. Any type of life insurance can qualify, and there are no fees or obligations to apply.
Converting a life insurance policy is a Medicaid qualified spend down of the policy and preserves a portion of the death benefit for the family. After years of premium payments, many policy owners will allow a policy to lapse or surrender it for any remaining cash value. This is a big mistake when the same policy could be converted to pay for the costs of long term care and funeral expenses.
Frequently Asked Questions
Is Life Care Funding a LTC insurance policy?
NO. It’s a Long Term Care Benefit Plan administered by a third party on behalf of the insured and family with the payments sent every month directly to the provider of long term care services.
Are there any fees charged or premium payments? Read more »